I try so hard to be good with my money, I am attempting to pay off some debts slowly, not buy things that we don't need, don't buy all of those impulse food or other items in the grocery store end caps and checkout lanes, and I always try to find the best buy that I possibly can on every single thing that I do buy.
I am completely current on all of my monthly utility bills, I paid off 3 old medical bills, I canceled the 2 magazine subscriptions that I had, I have been working on paying down 5 other old bills, 4 medical and 1 really old shop by catalog debt that I had with one of those big named catalog order places. (give you a hint, it's initials are F.H.)
I have owed on that one for like 6 years, and I am paying it off now that I can start counting on a pretty typical monthly income.
I've got my budget all worked out for every month, and I'm doing really good so far.
I know I splurged a little bit when I got my reimbursement, but I also took that money and paid my rent, all of this months bills, and paid off those 3 old medical bills, so I think I'm doing better than I have been in the past.
I'm trying so hard to get my finances in order this year, really get a good grip on them, pay things off, start putting some money away if I can, so that's why this situation burns me up so bad.
Like Jade said in my comments, "because not everyone always has an extra $150 that they can afford to have tied up", and that's my issue with the whole thing.
I really can't afford to have my money tied up like that, not when I'm trying so hard to tackle my finances this year.
I've even taken Oprah up on her offer to get Suze Orman's newest book for free, "Suze Orman's 2009 Action Plan".
I'm going to download it, read it, and implement it.
I'm going to take control of my money as best I can this year, so I can't be having my money tied up, I can't be spending money on stuff we don't need, no more impulse buys, and I plan on using more coupons every single time I go grocery shopping.
I didn't take any with me last night and I should have.
Quite a few of the items I bought, I realized I had coupons for when I got back home.
D'oh!
I did save some money though, Publix was having a pretty decent sale, and I managed to save $17.87 in in-store and advertised savings anyway.
If I had brought my coupons, I could have saved an additional $13.00.
Oh well, live and learn, and get a new coupon organizer soon.
====================
I am completely current on all of my monthly utility bills, I paid off 3 old medical bills, I canceled the 2 magazine subscriptions that I had, I have been working on paying down 5 other old bills, 4 medical and 1 really old shop by catalog debt that I had with one of those big named catalog order places. (give you a hint, it's initials are F.H.)
I have owed on that one for like 6 years, and I am paying it off now that I can start counting on a pretty typical monthly income.
I've got my budget all worked out for every month, and I'm doing really good so far.
I know I splurged a little bit when I got my reimbursement, but I also took that money and paid my rent, all of this months bills, and paid off those 3 old medical bills, so I think I'm doing better than I have been in the past.
I'm trying so hard to get my finances in order this year, really get a good grip on them, pay things off, start putting some money away if I can, so that's why this situation burns me up so bad.
Like Jade said in my comments, "because not everyone always has an extra $150 that they can afford to have tied up", and that's my issue with the whole thing.
I really can't afford to have my money tied up like that, not when I'm trying so hard to tackle my finances this year.
I've even taken Oprah up on her offer to get Suze Orman's newest book for free, "Suze Orman's 2009 Action Plan".
I'm going to download it, read it, and implement it.
I'm going to take control of my money as best I can this year, so I can't be having my money tied up, I can't be spending money on stuff we don't need, no more impulse buys, and I plan on using more coupons every single time I go grocery shopping.
I didn't take any with me last night and I should have.
Quite a few of the items I bought, I realized I had coupons for when I got back home.
D'oh!
I did save some money though, Publix was having a pretty decent sale, and I managed to save $17.87 in in-store and advertised savings anyway.
If I had brought my coupons, I could have saved an additional $13.00.
Oh well, live and learn, and get a new coupon organizer soon.
