I think I am going to have to start asking around and get some health insurance leads because I need a secondary insurance.
I have medicare as my only medical insurance, and they pay 80% of everything, and then I pay the rest, my co-pays.
I have Humana as my part D drug coverage, but I think I need another insurance.
My surgeon's office called me on Friday about the upcoming surgery, and asked me if I had a secondary insurance, I said no because I don't.
She said that my co-pay was going to be about $2,600 after medicare paid their 80%, and I'd be responsible for the rest.
I have no idea if I could even qualify for any health insurance right now because I have some pretty extensive pre-existing medical conditions, not too many insurance companies would take me on, and if they do, the monthly premiums would be very high.
I'm thinking I'd be better off without another insurance, and just make payments on the balance forever until it's all paid off.
I can't afford expensive premiums every month.
I just don't have that kind of money.
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I have medicare as my only medical insurance, and they pay 80% of everything, and then I pay the rest, my co-pays.
I have Humana as my part D drug coverage, but I think I need another insurance.
My surgeon's office called me on Friday about the upcoming surgery, and asked me if I had a secondary insurance, I said no because I don't.
She said that my co-pay was going to be about $2,600 after medicare paid their 80%, and I'd be responsible for the rest.
I have no idea if I could even qualify for any health insurance right now because I have some pretty extensive pre-existing medical conditions, not too many insurance companies would take me on, and if they do, the monthly premiums would be very high.
I'm thinking I'd be better off without another insurance, and just make payments on the balance forever until it's all paid off.
I can't afford expensive premiums every month.
I just don't have that kind of money.
Hi Kat,
Most hospitals (by law) have to accept Medicare/Medicaid as payment in full if the patient doesn't have the means to provide the co-pay.
I'm not sure of the laws in your state; I just know that this fact isn't something that most hospitals let their patients know.
Also, they have to allow you to make payment arrangements--even $10 a month; as long as you are actively paying, they have to work with you.